Episode 9

Episode 9 – From Fear to Love: AI Mindset

Key Takeaways

  • Training a custom bot on everything you’ve ever said or written lets your team — and even your clients — get answers from “you” without having to track you down.
  • The mindset shift that matters most: use AI to make your existing team more efficient, not to replace them — employees embrace AI much faster when they see it that way.
  • A single well-crafted prompt, run by an entire team, can turn into a shared plan for where AI actually fits into each person’s role.
  • In relationship-heavy fields like mortgage lending, AI can automate the small consistent touches (birthday messages, follow-ups) that used to fall through the cracks.
  • For very high-stakes decisions — large transactions, complex negotiations — people still want a human being on the other end of the phone, not just AI.
  • How you personally relate to AI — from a place of fear or from a place of curiosity — shapes how well you’re able to use it.

Main Topics

1BUILD YOUR OWN BOT

See how training AI on your own voice lets it answer questions on your behalf, any time of day.

2AMPLIFY, DON’T REPLACE

Learn why the businesses winning with AI use it to make their team more efficient, not to cut it.

3CHOOSE YOUR MINDSET

Discover why operating from curiosity instead of fear changes how well AI actually works for you.

Featured Guests

Saahil Mehta

Trained a custom AI — “Saahil Bot” — on everything he’s ever said publicly, so his team and coaching clients can get answers on his behalf, any time.

Saahil MehtaCoach, Speaker & Entrepreneur
Brady Sticker

Shifted his team’s mindset from fearing AI to using it — one employee now works with the efficiency of three or four, thanks to a custom ChatGPT bot for ad copy.

Brady StickerFounder, Church Candy
Tom Wragg

Uses AI across the entire loan lifecycle — lead generation, income verification, and always-on customer touches — to close more loans with less friction.

Tom WraggMortgage Originator, loanDepot

Meet the Hosts

Elizabeth Gearhart
Elizabeth Gearhart, Ph.D.Chief Marketing Officer, Gearhart Law

Elizabeth Gearhart, Ph.D. is the host of Real AI Use Cases: Business Owners Roundtable, where she explores how businesses are actually putting AI to work. She is also CMO of Gearhart Law and co-host of the nationally syndicated Passage to Profit radio show and podcast.

Richard Gearhart
Richard Gearhart, Esq.Founding Partner, Gearhart Law

Richard Gearhart, Esq. is co-host of Real AI Use Cases: Business Owners Roundtable and founder of Gearhart Law, a full-service intellectual property law firm. A longtime podcaster, he hosts Intellectual Property News and is the host of the nationally syndicated Passage to Profit radio show and podcast.

Every guest lands on the same idea from a different angle: AI takes roles away, but it also creates new ones — and the businesses that thrive are the ones that meet that shift with curiosity instead of fear.

Episode Summary

Frequently Asked Questions

How do you train a custom AI bot on your own voice?
By feeding it your public content — posts, research, past interviews — and adding guardrails so it stays within topics it actually knows, rather than answering everything.
Will AI replace my employees?
Not necessarily. Several guests in this episode found their teams became far more efficient with AI rather than redundant — the shift in framing, from replacement to amplification, made a big difference in how employees responded.
How is AI used in the mortgage industry specifically?
Across the loan lifecycle — lead generation, income and asset verification, personalized follow-ups, and even routine touches like birthday messages — to help originators close more loans with less friction.
Is it risky to give AI too much access to personal data, like tracking meals?
For personal, non-confidential use it can be a helpful accountability tool. The bigger caution guests raised elsewhere is around client-confidential business information, which needs more careful handling.
Will AI replace jobs that require negotiation or complex deal-making?
The panel doesn’t think so — AI can amplify a good originator or professional, but for large or complex transactions, people still want a human being they can trust on the other end.

Episode Transcript

View Full Transcript

Elizabeth Gearhart, Ph.D.: Welcome to Real AI Use Cases Business Owners Roundtable. I’m Elizabeth Gearhart, podcast consultant, marketing expert, and Ph.D. researcher using AI every day.

Richard Gearhart: And I’m Richard Gearhart, entrepreneur, seasoned business owner, and intellectual property attorney specializing in innovation. Here’s how real companies are using AI right now.

Elizabeth: I’m here with Saahil Mehta, Brady Sticker, and Tom Wragg. Saahil, what’s one way you’re using AI in your business?

Saahil Mehta – Building “Saahil Bot”: I’ve created a Sahil Bot — I fed it everything I’ve ever said publicly, all my research and posts, and put it into ChatGPT. Now my team doesn’t always have to depend on me to get an answer; I’d honestly say it’s better than I am in some ways, since it never forgets anything I’ve said. It’s not just internal, either — clients I coach around the world can ask it a question in between our sessions, even while I’m asleep. My team built in guardrails too: if you ask it about mortgages, for example, it’ll say that’s outside what it knows and ask you to try another question, rather than answering everything.

Elizabeth: Brady, what’s one way you’re using AI at Church Candy?

Brady Sticker – Efficiency Over Replacement: When AI first showed up, I was intimidated — people were saying you don’t need employees anymore, and I have a big team with a great culture I didn’t want to replace. A business coach helped me reframe it: don’t use AI to replace your team, use it to make your team more efficient. We had everyone run a specific prompt — telling ChatGPT to act as an automations expert, ask about their role and KPIs, and build them a plan to get more efficient with AI. Now we have a custom bot that takes our proven ad templates and writes client-specific copy in seconds instead of hours. My team loves it — they’re hitting higher numbers and embracing it instead of fearing it.

Elizabeth: Tom, what’s one way you’re using AI at loanDepot?

Tom Wragg – AI Across the Loan Lifecycle: AI has become very influential very quickly for mortgage originators — it touches lead generation, prospecting new borrowers and realtors, income and asset verification, and personalized follow-ups. It doesn’t sleep, so it can wish a client happy birthday while I’m asleep and still make me look on top of things. It’s helped me automate customer retention and keep the path to closing smooth for first-time homebuyers especially.

Elizabeth: Richard, what about you?

Richard Gearhart – An Unexpected Personal Use Case: I’ve actually lost weight using AI. I started tracking my meals in it, and it logs calories and macros and suggests dinner options. Four days in, I’m down two pounds. If I tell it I had a couple of sugar cookies, it’ll say I’ve had enough for the day — no judgment, but it nudges me back toward my goals. It’s turned out to be a genuinely useful coach.

Elizabeth – On Prompting Well: I use AI heavily for research too — not just ChatGPT, but Perplexity and Gemini, which also give you access to Claude and other models. The most important skill is knowing what to actually ask it. I love what Brady said — tell it to act as a specific kind of expert, then ask your question. Do you two think AI will displace your employees?

Richard: Some roles, depending on what they are. In law, younger attorneys who spend their time drafting are understandably concerned — work that used to take three or four hours can now happen in seconds. Experienced people are still needed to review and apply judgment, but I do worry there won’t be enough young attorneys getting the reps in to build that judgment in the first place.

Elizabeth: I think the people with real job security are the ones who can bring AI into a business and help automate it — which is why I asked Saahil how his team actually built his bot.

Saahil – Operating from Love, Not Fear: It was a team effort — they were the architects who executed the plan. But I’d add: everything new carries both fear and love in it, the same way the industrial revolution or nuclear energy brought real benefit alongside real pain. Every day you get to choose which one you operate from. I do think AI will take some roles away — but I also think new roles and opportunities will show up because of it.

Elizabeth: That’s exactly it — people don’t drive horse carriages anymore, but those drivers learned to drive cars instead. The job changed, it didn’t just disappear. Tom, what do you think?

Tom – Where AI Won’t Go: AI won’t replace trust-building, structuring a complex deal, or negotiating between people — and it won’t replace the realtor-to-originator relationship. It amplifies a good originator, it doesn’t replace one. Once you’re talking about $500,000-plus transactions, people want a human being on the other end of the phone, because the stakes of getting it wrong are that much higher.

Closing – Elizabeth: I agree with Saahil — there’s no need to be afraid. We’ll find creative ways to use this. Things will shift, and we’ll shift with them. You’ve been listening to Real AI Use Cases Business Owners Roundtable.

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